Hope you get through this soon, Gary. Nothing worse than creaky joints. However, on the bright side, at least it's not life-threatening.
I was just looking at one of those 'reverse-mortgage' ads on tv, questioning whether or not you might outlive your money. What a stupid question. Isn't that kind of "damned if you do, damned if you don't"? In one case, you're dead broke, in the other you're just dead. Ummmm, decisions, decisions.

Get well soon.

chas