Ray,
Panel memory will only save the six pads in one saving or loading – But the makers of the Kn7000 had much wisdom, when you load a bank of six pads they should all complement each other. The six pads work to lift the style you are using. There would be no need to just load one pad. The down side is that you are limited to just three sets of pads without reloading. Yamaha offers unlimited pads through the USB which can be called up by panel memory. And I might add that feature did not complete the picture of a good keyboard for me.

One more thought Ray, unless you are in need of dollars I would not sell your Tyros 3. My reason, the styles that are available. One of our forum members has both keyboards linked together, the Kn7000 and the Tyros3 via midi and users the Yamaha styles with the Kn7000 instrument sounds. The Tyros 3 plays the style using Kn7000 instrument sounds and your solo instruments are the Kn7000 instrument sounds. The best of both worlds. Not a great Idea if the Kn7000 need to go out of the home for jobs.

Just my thoughts, John C.