Diki..,, they aleady tried to blame the mortgage crisis on us There were reports going out saying this mortgage mess is due to low income minority families when in reality the number do not reflect this.

Many minority families who bought homes didn't go out and buy a freakin $350-$400,000 home that they could not afford. So much of the mess was caused by middle class families buying really expensive homes with adjustable interest rates..., then living WAY outside of their budgets. Charging this, charging that..., then when that mortgage payment went from $800 one month to $1200 the next (and kept climbing) things really got ugly.

It pisses me off that everyone wants to blame the lenders soley (although they were a part of it), but so many of those buyers who made very poor financial decisions don't want to accept responsibility for it.... My wife and I pay our bills on time.., have NEVER been late on any bill, have NO debt, have credit cards but use them wisely..., live within our means.., yet we gotta use our tax dollars to bail out everyone else.