How about this. If, on your next airline flight, the captain came over the intercom and announced (before takeoff) that he will soon be celebrating his 77th birthday and oh, by the way, "the co-pilot would not be joining us for this flight". Or, imagine a 12,000 lb. vehicle coming towards you with a closing speed of 130mph (65<->65) with an elderly gentleman at the wheel and with a passing distance of +- 10ft. Comfortable? This is probably how the insurance company sees it. Don't get me wrong. I think they are a bunch of blood-sucking leeches in most instances, but for some reason, senior citizen drivers scare the hell out of me. (Let's not forget that I am one). I know this is an unpopular position on this particular board, but I gotta tell you, when I see a 'little ol' lady' driving in a mall parking lot, I go on full alert. Maybe I've been watching my wife drive too long. Aaaaarrrrrgggg (in the words of Donald from New Jersey).

chas