bebop,
i understand your frustration. but at least you have an insurance. in my country unfortunately most of the seniors not only have no insurance, but thay have to live with about 25 US dolars a month, their money is totally gone in three days for living costs and then they live dont ask me how.
you're still doing good. maybe is not quite on topic, but i think is about seeing a full or empty half a glass. being able to take a vacation for instance is something my seniors would never even dream of.