With all due respect, those surcharges are probably justified (and are probably legally required to be by the State insurance commission) by actuarial tables. We have to accept the fact that as we age, our reflexes, vision, hearing, physical strength, memory, etc., start to diminish, making us more prone to accidents. We're probably lucky that at some specified age, we don't have to surrender our licenses and give up our driving privileges. Luckier still that in most states we don't have to be periodically re-tested (and we probably should be). We shouldn't hang on until the 'kids' have to take away our car keys.

Although I sympathize, we should probably be turning our attention to areas where TRUE age discrimination is less justified.

Just one old codgers (me) reality check. Flame me if you must. It's just my opinion.

chas