Life is not fair. Insurance is even more unfair. But as I've said before, we here on the SZ are a special bunch of people. We have talent, smarts and - in most cases - enough money to enjoy ourselves and our lives. Unfortunately, the high cost of insurance is one of the prices we (gladly ???) pay to live the lives we lead.

I have not reached that age plateau yet, but I know that senior living is not as exotic as it seems. Unfortunately, we seem to charge the seniors for things that the wage earners could and should more easily shoulder. I used to pay $2 for a 30-day prescription of Vytorin, now that I'm retired it's $39. Who can afford it more?

Auto insurance is outrageous. Pay, pay pay and if you get a ticket or have a fender bender your rates skyrocket even higher for 3-5 years. Have another incident and good luck renewing your policy at all.