I hear what you're saying, Dave. Last year, I helped a young friend of one of my children with a hospital bill, and got her a job at a friend's company. She called me not to say thanks (never did), but to ask for money to buy new clothes to wear to work.

Last week I bought a TV for a young man who was my father-in-law's roommate at a nursing home. He had asked for one, since he was moving into a room without one. Yesterday, he told me he sold it, and was going to get a used one somewhere.

I can't tell you how many times someone has needed money, equipment, vehicle loans...whatever. Most never repay money. If I get vehicles or equipment back that is damaged, it's just my bad luck.

It's hard sometimes to separate the truely deserving from the hustlers.

Russ