The reason things got so out of hand in Florida is because the corrupt, inept politicians there, in particular the Insurance Commissioner, allowed the insurance industry to bully them into making a law that the insurance industry only looks at it's Florida losses and profits when setting rates, NOT at it's losses and profits across the whole US. So you get a national insurance company puts a spin-off department in Florida, and if the main company shows a HUGE profit, that doesn't affect the loss in one state, so they can charge MASSIVE amounts for insurance, despite actually making a profit nationally.

A disgrace. Vote the bums out......