Yea Gary,
Both my son and my daughter always tell us to go have a great life and not worry about what we will have left for them. They both do very well in life and are very serious about all this. Once they actually tried to book us a world tour lasting about 6 months!

Seems like the one thing most of use just won't talk about is our final wishes and last days. One of our best friends is a very successful financial planner and he often has told us stories of families torn apart because of piss poor estate planning by parents. Seems to me this is just one of our duties as parents - doing the last final thing we can do to protect our children.

Wow, is this gruesome or what?

Deane