Fran, I still hope that NI's updates on Bandstand will make it a very worthy contender. There is talk of being able to edit voices in kontakt and being able to replace instruments with those of your choice. So I plan on staying with Bandstand. If you play in high end restaurants or book stores then the slow loading of Bandstand is not as much of an issue but for anything else it is. In general, I like the sound of Bandstand and given I am heavily invested in NI I will stay with it.
I should add that Bandstand does have the direct from disk streaming but even with this feature turned on the loading times are to slow.
[This message has been edited by Frank L. Rosenthal (edited 04-26-2006).]