Hi Anthony, What is written below is correct, #2. There is only one user drum kit, if you create one,and you wish to keep it, you must save it. Whe you go through the save procedure, be sure to include Sound, and Current Panel in your selections to be saved.
The Current Panel is saved if you use it to replace a drum kit in any of the styles. I use the user drum kit, and a user bass I created to change the feeling in the style, more drive.
Enjoy your keyboard, it's a fine one,
2. A user kit that a person can create his own mix match of percussions, thus the term User. Similar to the "User" Pads.