When I was in Florida, (non-elderly) locals referred to those white-haired little ol' ladies as "Q-tips". I thought it was funny and kind of cute, even if a tad disrespectful. Do they do that in your neck of the woods, Diki (I was in the Tampa area)?

chas

chas ... I don't understand your reaction ...
I was just stating my opinion, gathered from my years of working in the insurance industry ... if I tread on yours, I apologize !!!

t.

HI ALL,
First of all thank you very much to all of you that have posted to this thread. This is a real insight to how people think about insurance and also about getting ripped off.
Yesterday I drove this motorhome of 26,000 pounds that is near 60 feet long with the car I am towing from San Jose to Pismo Beach, Ca in some of the heaviest holiday traffic I have seen, a distance of 200 miles each way and I am once again one of the majority that will not have an insurnace claim going or coming.
My wife just paid an extra 124.00 a year so she could have her birthday and did not drive as usual.
One of my email correspondents pointed out that I need to make our RV companies and magazines more aware of this problem because it is the seniors that buy their products and are among the safest group of drivers in the risk catagories today. Perhaps we need them to lobby more strongly against age discrimination.
thanks again to all. You all wrote excellent responses and I do appreciate you all.
The sun is shining, the sky is blue, it is warm and it is a perfect day here at Pismo Beach.
Best to all,
Bebop

This is a follow up to this thread and it is now several months later.
I moved the motorhome to Explorer Insurance who specialized only in RV, RV TOADS, and Tow Vehicles (trucks)and they not only have no surcharge for a non driving family household member but in fact gave me a substantial discount over the GMAC offer.
I am pleased.
I am sure sorry that GM is going bankrupt but I can begin to understand why. I also have two of their cars and have had similiar problems with their warranties on them.
Incidently my wife just retired from 40 years in the insurance business as a Comercial Lines Broker and account manager, so we/she do know a little bit about insurance and insurance companies and the state comissioners political office.
Thanks again to all who posted.
I did get this included in all the RV magazines that I am a member or subscriber too and I think that is most of them.
Best to all,
Bebop.
PS: I am 76 this year and would have no objection to both or either a written and driving test in your own RV. In fact I would encourage it based on some of the drivers I have seen, listened to or talked to
Bb

Might I suggest that you put a OT: in the title so folks who don't have lots of extra time will know... more over tis a catch 22 you post it here as no one will read it over there and they won't read it over there as we post OT stuff here...
just a thought.

Hope it works out for you tho...

Normally I would post this in the bar but...everyone needs to know about it

the thread title will tell the other 99 % of members that it is off topic
Bebop

It's not just the older folks the insurance companies nail. As a 49 year old never married adult male I am still treated as the irresponsible 18-25 year old reckless male driver. My premiums would be less if I was married. So marriage = responsibility??
Are people who are married 4 or 5 times even more responsible?? hehehe -charley