MagicUser,
Is it the 'Main Boot' category on your PSR2000 that reads 1.03? What's the version number of the 'Main Program'?
My PSR2000 OS version reads:
Main Boot: 1.03
Main Proram 1.00
All others (BMP,Style,etc): 1.00
Main Program version 1.10 and higher adds the ability (via Registration Memory) of storing 'fingering mode' as well as the 'left voice' independently in Registration Memory content's: 'voice' section. I'd assume that since your KB is new, that the Main Program version should be at least 1.10 or greater. Even though I have the earlier Main Program 1.00 version, for me (personally), I prefer it, but that's ANOTHER story.

MagicUser: Irregardless of WHICH version you have, because the PSR2000's OS is NOT flash ROM-able, it will not be easily possible or even recommended to update the OS chip, unless you ship it to Yamaha and have THEM do it. Unfortunately though, the ROM chip was soldered into the board in a fashion not designed to be replaced. Unsoldering the existing chip is known to have a very HIGH incidence of failure rate so I wouldn't even risk sending it to Yamaha to do this. MagicUser, I'm sure no matter which version you actually have, you should find it suitable. Now go have fun & enjoy your new keyboard.

Scott