Johnnie,
I am not going to tit for tat with you but will say this and move on. Your negative attitude and remarks have gotten you in trouble with others on the forum. You clearly no nothing about being a seller on eBay. If you think sellers are protected, you are suffering from being delusional. If some buyer stiffs you, don't plan on eBay coming to your defense. At best, they will give you your final value fee back - not even the money you lost for listing the item. They will do nothing to the buyer. The seller can give a negative feedback to the buyer and this buyer can retaliate by giving the seller a negative when the seller has done nothing wrong. Ebay will NOT remove unwarranted feedback. Know what you are talking about before you make statements about someone "not being very clever."