That's correct. If there is to be any commercial gain, you have to pay the fees. Any commercial recording studio can give you the information you need, and package your recordings for you. It's not that expensive and you're protected. Now, commercial gain can also be storefront music to draw in customers. Ya gotta pay the piper!

I always give away my recordings, so there is no profit or money changing hands. However, it someone wishes to donate money to a charitable organization in exchange for the cd, I won't complain.