Right you are Alec....the tutorial said to delete the .inf file, but didn't mention the .bak file. Threw me off for a few minutes until I deleted it too. Figured I could always reformat if I had to. So I suppose there's no sense in buying an SD card larger than 256 meg when you can arrange your backups in order and save it to your hd then to CD's. Too bad, since the 1 gig is almost here and I really, really wanted one!