Chas,
The area I’m talking about is a place called Oak Run Country Club in Ocala. It’s a 55 plus gated community for middle class. Yup only $850 per year in property taxes. HOA’’s that included HDR TV and high speed internet 5 MPBs were $200 per month. I think the difference is Ocala is inland so the homeowners insurance was about the same price. I.e. $850 give or take per year. I have another friend who lives near the water and his insurance is sky high.