Gary
Well Bluffton is near the Georgia State line so its pretty far South. I don't think I'm old enough (65) for God's Waiting Room AKA Florida and I don't drive a Lincoln Town Car with the left blinker permanently on so I don't think I could get in to Fla.

Really though even in the worst of last winter when Myrtle Beach was getting an ice storm Bluffton was in the 40's. Its just 1.5 hr difference away but it seems to have better weather. We wanted a change of seasons place, Fall is my favorite, and milder Winters. Fall and Spring are the big Golf and Tennis seasons there on Hilton Head. We're not in an age restricted community either as we like having all ages around. Keeps you young.

We'll see about the music scene. Probably a lot like you described it.