Hey, I was always aware of the high cost, which was only one of the reasons I never moved south.

I like spending my resources on things I love to do (of course, so do you), and not needing to work ( but being able to choose to get some perks over and above what my pension provides) is important to me...you simply don't get "free" time for free.

So I'm very comfortable by choosing to live where the cost of living is very low, as is the crime rate and pollution, and, I get lots of quality time to spend on my Tyros without the pressure of deadlines and/or schedules.

Being single has also worked in my favor, as I only have to look after me and I make all the decisions...and, there are no complaints.

Since retirement, even working in the studio has become more relaxed, and, due to less need of juggling schedules (due to gigging conflicts) we actually make a higher profit because work flow is more efficient...my work partner started his pension last month.

The variations in weather actually work in my favor, as they make me appreciate (and go out and enjoy) the more clement weather, and teach me to take advantage of the inclement stuff by finding interesting indoor projects.

I'm glad you are enjoying your respite from the icky weather...in a few months you'll be basking in the sunshine on your home turf.

Ian