You can order from several places (Sweetwater, MF, 1,2,3, Musicians Buy, etc.) and have a month or more to send it back. They will dicker on price too but won't match Frank.
I still prefer to deal with Frank, or George if he were a little closer. At the prices he charges us, it's only fair that Frank can't offer cash refund, but he will work to make you happy via help and exchanges.
We are all unhappy that we can't go into stores and play them, but we also most of us are contributing to the reason they aren't there by buying our gear over the internet for the lowest price!
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DonM