Why would anyone waste money on VST's when this instrument does it so much better, meaning...no fuss, no muss.

Er.... because VSTi's (or MIDI arrangers) can do so much more to the style to customize it to your personal needs than audio loops?
I was already aware of the advantages of midi based styles...I use and customize them for most of my music.
If you check, you'll see my post was referring specifically to arrangers using VST's.
If there are VST based arrangers that can, as you say,
"do so much more to the style to customize it to your personal needs than audio loops" being used by members on SZ, how come we haven't heard anything from them to illustrate that alleged capability?
Is owning such instruments that exclusive that mere words of praise, and the posting of specs about them, from the owners/users/players, should be sufficient to confirm the quoted statement above?
That may fool you, but I'm not so easily convinced.
As I said earlier, these Wersi (and other VST based) arrangers/organs/furniture are
allegedly the best sounding arrangers we have
never heard.
Ian