We've been lucky thus far out here on the prairie - hey, it's still only November. Our snow is usually dry powdery stuff, not the heavy wet stuff that Ian gets. That said our temperatures get down to the mid -30s Centigrade, then, when the temperature suddenly jumps up to around the zero mark, the snow's moisture content increases and I've been in the same scenario as Gary's photo above.

I think the the worst thing is being exposed to unimpeded wind, nothing to stop it on open prairie. Last year, or the year before, we were the second coldest place on the planet on one day, -51C with the windchill. We were beaten out by some place in Siberia by one degree. Nothing much moves out here when it's like that.:)