SCott,
Maybe I'm calling the "registration memory banks" as FOLDERS. At power up - there are NO registrations loaded, right? Right.
So - you go into the "J" button to access the different Reg "folders?" and pick one - then you can select from the 8 reg buttons on the front panel.
Maybe I'm calling the "folders" by the wrong name, but they certainly look to be set up that way. Small point at best - I only use one anyway ... at least until more features can be remembered in them.