Hi Squeak, glad to hear you got out of that one alive. I don't think I have anything to add to what has been said so far, but I agree with everyone about having insurance.

If its too expensive now, put it on a "no interest for 1 year" credit card offer
(plenty of those if you have good credit, try 'bank one' or 'capital one' or 'chase'). This way for a few months until your wife's insurance gets better coverage and less payment, all you have to do is pay the minimum payment on your credit card (which is usually very low) and you will have a year (or what ever months the credit card gives you) to make better plans and hopefully by then you will be elgible for better insurance plan from your wife's job.

Best of luck!

[This message has been edited by Mosiqaar (edited 03-26-2005).]