hi Bill, congratulations and welcome to homeownership + a much roomier place to spread out. I bet your new home surroundings will stimulate fresh music creativity as well. As far a recording either Cakewalk Sonar and/or PowerTracks are excellent choices as BOTH include custom downloadable Yamaha Tyros keyboard 'instrument definitions'.

Like you, here in California, we're not familiar with heating oil, septic tanks, or well water sources of home energy, or their associated cost benefits, compared to the standard 'gas, electric', and water utilities, primarily available here. I too am interested in learning more about how heating oil and the like is purchased, delivered, and the relative cost compared to the standard gas & electric utilities.

Scott