Paul, take Gary's offer if you want a good sounding keyboard that is also a good arranger. The price is fair and Gary is trustworthy. mI've never met him personally, but we have shared this forum for quite some time now. He can also be very helpful in getting you thru that learning curve. Unless your dream for that modular is overwhelming, this may be a good opportunity to get into the music - and that's what it's all about.