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#483378 - 12/09/19 03:17 PM O/T Medicare Opinions
jingleman Offline
Senior Member

Registered: 08/02/05
Posts: 1226
Loc: Cape Coral, FL, USA
Since I’ve just about had it working with rapists and murderers, I will probably be retiring from that life sometime this coming year. Full social security retirement age is 66 on 12/12/2020. I know there’s a lot of smart people on this forum...so I would appreciate any advice regarding supplemental options vs. Advantage plans. My wife takes Humira and I have diabetes (along with assorted other ailments). I’ve done some investigating but it’s pretty confusing. I will have coverage through the Sheriff until I decide to bail.
Any thoughts will be greatly appreciated. My zip is 33909 Florida.
Thanks everyone,
Mitch

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#483380 - 12/09/19 03:29 PM Re: O/T Medicare Opinions [Re: jingleman]
saxxman Online   content
Senior Member

Registered: 10/15/05
Posts: 1410
Loc: Niceville, FL USA
Mitch - can't help much with the advice on Medicare supplements as I am retired Military (good ole VA care don't ya know). But I did want to thank you for your service! I have met a few guys who served in your capacity and I know that is very hard and dangerous work. So my hat is off to you and I am happy to hear you will soon be enjoying the other side of the work scene! Congrats on your (soon to be) completion of a successful career in law enforcement! Enjoy the holidays and "Happy Early Birthday"!
_________________________
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Randy

PA4X, SX900 (Baby Genos), Roland U-20, L1 Compact, Way 2 Many Saxes

"My computer beats me routinely at chess - but it's NO MATCH for me at kick boxing!"

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#483381 - 12/09/19 03:30 PM Re: O/T Medicare Opinions [Re: jingleman]
captain Russ Offline
Senior Member

Registered: 01/02/04
Posts: 6947
Loc: Lexington, Ky, USA
I have chosen plan F supplemental...the most expensive. New rate: $283.00 a month, plus part A ($202 for me because of income adjustments) and pharmacy...about $45.00. Thin is, I never pay anything. 4 people I was guardian for passed after years under my watch. All had hospitalizations, lots of meds, etc. None ever paid a dollar.

Plan F will no longer be offered, but instead of taking a chance on an advantage plan, I'd get the best plan you can afford.

Mine is over $600.00 a month. OUCH!

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#483391 - 12/09/19 04:17 PM Re: O/T Medicare Opinions [Re: captain Russ]
jingleman Offline
Senior Member

Registered: 08/02/05
Posts: 1226
Loc: Cape Coral, FL, USA
Thanks Randy and Russ. Are the advantage plans not a good choice?

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#483392 - 12/09/19 04:24 PM Re: O/T Medicare Opinions [Re: jingleman]
W Tracy Parnell Offline
Member

Registered: 08/22/06
Posts: 667
Loc: Jamestown NY
You are taking a chance with advantage in a way. You could be out of pocket $5000-7000 (depending on which plan you have) per year if you have a serious illness. As long as you stay in good health they are great and generic drugs are free and doctor visits cheap. My wife had eye surgery and she had to pay $800 but she is paying $0 per month for the plan (not counting the $135 to Medicare).
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#483395 - 12/09/19 04:38 PM Re: O/T Medicare Opinions [Re: captain Russ]
jingleman Offline
Senior Member

Registered: 08/02/05
Posts: 1226
Loc: Cape Coral, FL, USA
Originally Posted By captain Russ
Mine is over $600.00 a month. OUCH!

Russ, does the supplemental plan cover eyes and dental?
Thanks,
Mitch

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#483398 - 12/09/19 05:14 PM Re: O/T Medicare Opinions [Re: jingleman]
DonM Offline
Senior Member

Registered: 06/25/99
Posts: 16627
Loc: Benton, LA, USA
I'm in the same position. I've been on my wife's company insurance for nearly 30 years, but now it has gotten so high I think I will go the Medicare route. Gathering info now.
Russ, I'm sending you a private message.
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DonM

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#483402 - 12/09/19 06:00 PM Re: O/T Medicare Opinions [Re: jingleman]
btweengigs Offline
Senior Member

Registered: 09/09/02
Posts: 2194
Loc: Florida, USA
If you have the bucks, Supplemental F or G has tremendous coverage, but does not include prescription, which can be a seperate policy and premium. Many Medicate Advantage plans cover Rx and say they cover vision and dental, but I have found the coverage to be pretty thin in those areas.
I opted for MA this year.
Eddie

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#483408 - 12/09/19 06:34 PM Re: O/T Medicare Opinions [Re: btweengigs]
jingleman Offline
Senior Member

Registered: 08/02/05
Posts: 1226
Loc: Cape Coral, FL, USA
Thanks Don and Eddie. Eddie...does supplemental cover eye and dental care? Also, which MA plan did you go with this year?

Don, let me know what you discover please.
Mitch

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#483409 - 12/09/19 06:35 PM Re: O/T Medicare Opinions [Re: jingleman]
Uncle Dave Offline
Senior Member

Registered: 12/01/99
Posts: 12677
Loc: Philadelphia Pa, USA
Originally Posted By jingleman
Since I’ve just about had it working with rapists and murderers, I will probably be retiring from that life


I hear ya. Try working with the dog lady 10 feet in front of you night after night!!!!!
smile
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"Even the darkest night will end, and the sun will rise" ... Victor Hugo

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