Bill,
I was able to get a good deal through Erie Insurance Exchange. Less than $100 a year for everything, all hazards, including a drunk with a pitcher of beer. Mine has a $200 deductable, which I consider fairly low.
Gary
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PSR-S950, TC Helicon Harmony-M, Digitech VR, Samson Q7, Sennheiser E855, Custom Console, and lots of other silly stuff!
K+E=W (Knowledge Plus Experience = Wisdom.)