Well i ended up purchasing the Yamaha PSR293 mainly due to pricing. Since I'm learning to play all over again I like the chord dictionary and it teaches you to play some songs. On the other hand some of the instrument sounds are a little cheezy. I have 30 days so I'm gonna be patient and give it a go. The only place I have been able to find a Korg n264/364 is ebay and they are averaging about $600. Not sure as a beginner I'm willing to shell out that much yet but since i'm still checking it out I figure I'm not that happy with the Yamaha.
If you guys know anyone willing to sell theirs let me know.