My company said there is a $1000 automatic coverage. I didn't press him but I imagine that is for coverage in my house only.

They won't put a rider on my home insurance for full coverage either. I've been with this guy for a long time, but I'm thinking of making some calls and changing.
I hope this isn't the policy of insurance companies around here.

One internet company I emailed, sent me a form throught the snail mail. Their company is "Clarion." They want $389 a year. However after the $89 a year rider mentioned above, I may opt for that and change companies.
Boo