Thanks Russ.

Whats interesting is most of your points of concern came into focus over the last 24 months.

Of coarse 2 wars have been going on at the same time for most of the last 10 yrs.

There seems to be more political bantering over the last couple years. Nothing seems to really get done by our government because of the back and forth between 2 parties.

I do think that had we not bailed out the banks, that we would gone into a bigger recession. Right now there are some signs that the economy are improving.

All and all everything seems more screwed up over the last 10 yrs.

I am glad I am no longer a small business owner.