To me, it's a question of degree. Hard work and innovation deserves reward IMO, but I believe in giving back. It's just the right thing to do morally. I don't intend to let my family do without, but don't think it's their birthright to be millionaires through inheritance.

As much as I loved him, my father-in-law, who died in February, raised the most useless, arrogant, dependent kids possible. None has been able to support themselves and are now approaching 60, waiting for will probate and the millions each they'll get.

I feel it is my right to be rewarded for my efforts. It is my choice to live modestly (I know...300 plus guitars...modest?), educate and help "jump-start" my kids lives, but help others with the rest. In fact, I could have retired years ago, but have lots of projects (charities and causes) which need all the help they can get.

Actually, I'm considering selling most of my "toys" and donating the proceeds.

That would make me feel good. The kids will get $500,000 each, which means they'll have to actually work to support themselves, and a guitar or two, if they want them.

The rest will go to my favorite causes, which I'll work to support as long as I'm able.

Russ