Funny how the months flew by since my original post. Last Friday I parted ways with my employer and got the green light from my significant other to go Independent Sales with lines that I contractually lined up - industrial type metalworking fluids, cleaners and paint related products. I have a small $$ reserve and her job/insurance to sustain. Thanks again for all replies to my initial thread and I will heed the advise given, including lots of prayer. My goal is to continue this thread with positive reports in 6 months

zuki