Thanks for the advice, Sheriff and Gary.

I must admit I was temporary blinded by the 'huge' income potential during the business plan presentation. The presenter even encouraged me to swipe a whole load of money from my credit card as capital to start the franchising immediately! I saw accountants, husband & wife venture, college students (a few at 22 years of age!) etc - all of them claiming to have made 5-figure monthly income. It's amazing this 'business' generates such a strong pull factor and it even operate in a swanky business centre in central city - prominent signage and all.

I don't know, I am not totally convinced. It's a business of recruiting and building 'downlines' and no one really sells any products. I don't think I will sleep well at night if I invest in it. I may be wrong but I am also not comfortable.

For now I'll take a step back, play my keyboard and continue to learn more first.

Cheers. Kickapoo, beer, hot chocolate and all