Don,

I've made it a tradition to do mine at the last minute. I started mine last night only to find out that I was missing two statements. I think Pat threw them away. I made some calls today and got the information I need to finish the job. I wish everyone would turn in their taxes at 11:59 pm on April the 15. That would swamp them.

Most people don't realize that your taxes are only due on April 15th if you owe the government money. If you are getting a refund there is no penality for filing late. There actually is a penality but the penality is calculated on taxes OWED. If you owe no taxes the calculation results in no penality.

Tom