Yes, my home owners insurance sent my a check, which helps, but still I am having to spend a lot of my own money and time on a purchase I didn't even want to make... I will consider some special instrument insurance that Bill recommended.

Anyways, I picked a pair of QSC K.2 10". I used them right of the box at a back yard party gig, and was very pleased with the sound. Sounds better than anything I've used before including, EV 12" , Bose Compacts, and SA 1 Pro. I hope to add a 12" sub sometime.