Hey that is BIG, especially these days. All my gear is paid for and I don't plan to buy anything else unless I have the money in hand. Also, now have two vehicles and a boat paid for, and the new vehicle has very low payments.
On top of that I have a young wife with a great job!
So Don, I guess you replaced your Expedition.
I junked my Explorer after two transmission replacements, and the rear timing chain went behind the motor..
Junked my wife's explorer shortly after, Timing chain and trans was going too.