I would not say calling a product overpriced means you can't afford it.

It could be, and a very small number at that.

I can speak personally... I do not like to be ripped off for anything..

I am aware of cost factors and believe in dealers making a profit..

I also know Manufacturers dictate selling prices.. Yes Yamaha for sure.
Bose another , also Peavey etc.

I consider benefits a high priced keyboard offers over a medium
priced keyboard.
If there are no major differences for me...
I would consider the lesser priced
unit.

I will say in my practice I pretty much decide to go with the top models..

There are hyped reasons to buy a particular product,
but if you make a list
of your needs, the less expensive instrument can be better for you.

It does
not mean you can't afford it.

Like DonM I also think the E-A7 offers the best value today.

I owned and sold my first one.. to DNJ, He sold it to Hammer,
He sold it to DonM..

I tried to buy it back after owning several other keyboards
after I sold it.
BK9 (twice) SD7 and test drove several more.

I purchased another new E-A7.. It offers so much more for the dollar,
that everytime
I think of selling it... I just can't do it.

As for smart buyers paying the lower price.. no such thing..
when we want something..
brain power comes in, not first.. emotions is in control.

Genos would have to be re valued by Yamaha with a street price around
$2,500 to interest me.. Same with other products like Fantom..

Not to say they are not great.. but greatly overpriced..
If I really wanted to pay those prices.
I would find a way.. Maybe my wife's cookie jar..