The first part is possible, but if the instrument is insured for professional use, they can't exclude how often it is attended by the insured. At least, I have never known of such a clause in 40 years as an insurance agent.


Edited by Bernie9 (11/27/18 01:18 AM)
_________________________
pa4X 76 ,SX900, Hammond SK1, Ketron SD40,Ketron Event X Centerpoint Space Station, Bose compact