Hi. Thanks Technicsplayer and Jonny. I have just tried out the "easy way" on an arrangement i have already finished and found if I disable "transpose' in the panel memory expand mode filter as you suggest, all I have to do is press the sequencer reset button, alter the transpose button to the required key and then press start.So simple when you know how.I was on the wrong track, thinking I needed a different bank for each key. Now I am going to investigate the possibility of disabling the "tempo" in the same way and setting the speed at a slower tempo in some panel memories where I need it for the verses- I have been doing this manually as I record to mini-disc up to now.I appreciate your help so much, Thank you. Cheers, Jean