Donny, a lot of players use an entire bank per song. A few years ago, I posted full instructions on both techniques on the PSR-Tutorial site. Take a look at
http://www.psrtutorial.com/lessons/playing/regist/10regGD.htmlGary
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PSR-S950, TC Helicon Harmony-M, Digitech VR, Samson Q7, Sennheiser E855, Custom Console, and lots of other silly stuff!
K+E=W (Knowledge Plus Experience = Wisdom.)