Hi John and Mike.
I always and only use expanded mode in panel memory when playing solo...SD Cards are so fast at loading that the couple of seconds max involved means my audience barely miss a beat.
Every one of my songs that I play I have completely set up in Panel Memory sometimes running over from bank 'A' into bank 'B' where necessary; and every song is a seperate file in its folder.
Finally practically all of my styles are song specific rather than one of the standard rhythms which means that over the years I have searched for and converted files from the best of other manufacturers style files or converted midi files.
Roger M