Workers Compensation coverage is an insurance policy, sold by commercial insurance carriers that protects the employer (in this case, YOU) from claims by employees for work related injuries.

It's kind of you protecting yourself from yourself.

I guess that, if you are a registered business and meet all accounting standards and file schedule SE, then thee might be an advantage to buying a policy for yourself.

Interesting. Never thought of that one. I guess I'm covered under the policy I buy for my employees.


Russ