Joe,

Congratulations on your semi retirement enjoy it!

Coincidental that you would post that, since today I'm accompanying my wife to the state retirement board to get all the details and paper work for her to exit from her long time state government job later this year. In mid 2013 I'll follow suit from a job in private industry. We hope to make a move to central Florida, but right now there are too many unknowns some of which is that we are now both only children ( my wife lost her only sibling a 54 year old brother last June) my wife's parents and my mother are all living and have medical problems.