Yes, that's all true, Bill...and one of the reasons I chose Tyros4.
I'm very, very lazy, and I want my keyboard to sound super duper
right away, straight out of the box. The Tyros4 delivers in spades!
I'm a
player first, and a programmer/tweaker a
distant second, although the Tyros4 gives me
enough sound tweakabilty to keep this
arranger player VERY happy!
Playing left hand chords and still being able to trigger nuances on my selected SA/SA2 right hand sounds is a dream on the Tyros4, which makes it such an expressive "live" instrument, again why it is my first choice of arrangers.

The
difference for me would be...I could gig with the
Tyros4 and a Kronos, or
just a Tyros4, but
not with just a Kronos...just not enough
arranger capability for me, although the Karma engine does sound super.
Again, all my opinions.
Ian