Lucky,

My wife and I were considering moving to Ocala, Fla and almost purchased a home there in October should be plenty of opportunity to play to seniors there. It's a long story why we didn't buy this year but let's say we've postponed the decision for 18 to 24 months since we have to complete work here in the North East and have a family situation which hindered the decision.

I'm familiar with housing costs in metro NYC and North Jersey! If you head south you'll be just blown away by what $100k gets you, in fact at $80k there's some very nice homes for sale as well. I'm talking gated 55 plus communities with swimming pools, golf courses, tennis and state of the art work out centers.