Larry,

There are lots of options, all of which are somewhat complex when you look into them carefully. The best you can hope for is to reach the ripe old age of 65 when Medicare kicks in. This is by no means a panacea--Medicare only covers about 60-percent of your expenses, while the other 40 percent must be either paid out of pocket, or you purchase supplemental coverage, which varies dramatically depending upon which options you select. Most of us old codgers go with Option "F" with a high deductible. This keeps the premiums relatively low, averaging about $100 per month. Of course, as you get older those premiums increase, mainly because you will likely be spending more time at the hospitals and doctors offices and less time chasing members of the opposite sex and drinking Margarettas.

Good Luck,

Gary