Gary,

Good post and a warning to all. I've had a successful business career, in which I was fortunate enough to invest (although I refuse to open quarterly statements). I did this for my family.

The music scene fills my days for sure, but the flexibilty allows me to do many things around here for all. No more 2am bar scenes either. I still am a mgf rep and keep a line or two going as a backup (nice to be my own boss). My family is happy with my hours.

I've plenty of time to smell the roses, more so than when I was a slave to demanding corporate thugs. No more laying in bed with my eartips burning. My health was deteriorating from that stress and I cannot begin to explain the joy my current freedom has given me. Who could ever deny one that?

Bottom line, for sure, is to save and invest for those we'll leave behind. I know my wife will outlive me by 20 years or more. Family genes have already written that chapter