Sorry, George, but the pre-named card folders are exactly the same as the internal data structure... That is to say, one folder for ALL SMFs, one folder for ALL styles. There is NO subdirectory capability in the G70's OS.
However, I think Stephen hasn't yet come to grasp the 'Roland Way' of organization, that is, the UPS, a group of 144 UPGs - registrations - organized any way you want (and rapidly loadable).
It is certainly different to Yamaha's system, for better or worse, who knows? But with the addition of the Session Manager software available at roland-arranger.com, easily organizable.
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An arranger is just a tool. What matters is what you build with it..!